Financial BS Podcast
Jason and Chael discuss various topics in Canadian financial services. In most episodes, Jason sends Chael a recent media item. Jason and Chael unpack the item in question, to decide what is BS and what is valid.
Episodes

Jan 30, 2026
Jan 30, 2026
22 min
Jason finds the silver lining on a steaming pile of crap. But it's still a steaming pile of crap.
https://www.fa-mag.com/news/trillions-more-dollars-are-available-for-private-market-investments--a-technology-firm-said-84945.html
https://www.goodinvesting.com/podcast

Jan 23, 2026
Jan 23, 2026
22 min
Jason is frustrated about private investments and gating, but Chael talks him off the ledge.
Jennifer and Andrea's podcast: https://creators.spotify.com/pod/profile/modern-cents/episodes/Where-Math-Meets-Heart-with-Jennifer-Hughes-e3danv6
The paywalled article:
https://www.theglobeandmail.com/business/article-cortland-debt-fund-halts-investor-redemptions-single-borrower/

Jan 16, 2026
Jan 16, 2026
22 min
Chael and Jason explore why 'use it or lose it' may not be the best approach to group benefits.

Jan 9, 2026
Jan 9, 2026
25 min
Chael is very patient as Jason explains the problem with the Canada Learning Bond. And something is not BS!
Links:
https://www.hifinance.ca/
https://canadabuys.canada.ca/en/tender-opportunities/tender-notice/cb-563-12576045
https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2371931
https://papers.ssrn.com/sol3/papers.cfm?abstract_id=5575891
https://publications.gc.ca/site/eng/9.858229/publication.html
https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4267356
https://carleton.ca/politicalmanagement/wp-content/uploads/FINAL_clean-1.pdf

Jan 2, 2026
Jan 2, 2026
17 min
The budgeting exercise works out surprisingly well for Chael, and we missed a big sponsorship opportunity!

Dec 26, 2025
Dec 26, 2025
17 min
Chael talks about implementing a budget here, and how much it has changed things for him.

Dec 18, 2025
Dec 18, 2025
16 min
Chael delves into his history, and Jason tries to not help him feel shame.

Dec 12, 2025
Dec 12, 2025
21 min
Do we care about credit scores? Not as much as we care about misinformation!
https://www.ctvnews.ca/toronto/consumer-alert/article/i-never-thought-they-were-going-to-destroy-my-credit-score-woman-shocked-her-credit-score-dropped-dramatically-over-one-unpaid-bill/

Dec 5, 2025
Dec 5, 2025
15 min
By the end of this episode, you'll understand pensions in a way that no person could have ever fathomed understanding pensions.

Nov 28, 2025
Nov 28, 2025
18 min
Jason tries and fails to explain pensions in 20 minutes or less.
https://www.reddit.com/r/PersonalFinanceCanada/comments/1op6m6i/i_dont_understand_how_my_hoopp_pension_works/?share_id=EDJEajnKLXHBhqPJBALFN&utm_medium=ios_app&utm_name=iossmf&utm_source=share&utm_term=3







