Financial BS Podcast

Jason and Chael discuss various topics in Canadian financial services. In most episodes, Jason sends Chael a recent media item. Jason and Chael unpack the item in question, to decide what is BS and what is valid.

Episodes

Jan 30, 2026

22 min

Jason finds the silver lining on a steaming pile of crap. But it's still a steaming pile of crap. 
https://www.fa-mag.com/news/trillions-more-dollars-are-available-for-private-market-investments--a-technology-firm-said-84945.html
https://www.goodinvesting.com/podcast 

Jan 30, 2026

22 min

Jan 23, 2026

22 min

Jason is frustrated about private investments and gating, but Chael talks him off the ledge. 
Jennifer and Andrea's podcast: https://creators.spotify.com/pod/profile/modern-cents/episodes/Where-Math-Meets-Heart-with-Jennifer-Hughes-e3danv6  
The paywalled article:
https://www.theglobeandmail.com/business/article-cortland-debt-fund-halts-investor-redemptions-single-borrower/

Jan 23, 2026

22 min

Jan 16, 2026

22 min

Chael and Jason explore why 'use it or lose it' may not be the best approach to group benefits. 

Jan 16, 2026

22 min

Jan 9, 2026

25 min

Chael is very patient as Jason explains the problem with the Canada Learning Bond. And something is not BS! 
Links: 
https://www.hifinance.ca/ 
https://canadabuys.canada.ca/en/tender-opportunities/tender-notice/cb-563-12576045
https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2371931
https://papers.ssrn.com/sol3/papers.cfm?abstract_id=5575891
https://publications.gc.ca/site/eng/9.858229/publication.html
https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4267356
https://carleton.ca/politicalmanagement/wp-content/uploads/FINAL_clean-1.pdf 

Jan 9, 2026

25 min

Jan 2, 2026

17 min

The budgeting exercise works out surprisingly well for Chael, and we missed a big sponsorship opportunity! 

Jan 2, 2026

17 min

Dec 26, 2025

17 min

Chael talks about implementing a budget here, and how much it has changed things for him. 

Dec 26, 2025

17 min

Ep 25 CNAB Part I

Dec 18, 2025

Dec 18, 2025

16 min

Chael delves into his history, and Jason tries to not help him feel shame. 

Dec 18, 2025

16 min

Dec 12, 2025

21 min

Do we care about credit scores? Not as much as we care about misinformation! 
https://www.ctvnews.ca/toronto/consumer-alert/article/i-never-thought-they-were-going-to-destroy-my-credit-score-woman-shocked-her-credit-score-dropped-dramatically-over-one-unpaid-bill/

Dec 12, 2025

21 min

Dec 5, 2025

15 min

By the end of this episode, you'll understand pensions in a way that no person could have ever fathomed understanding pensions. 

Dec 5, 2025

15 min

Nov 28, 2025

18 min

Jason tries and fails to explain pensions in 20 minutes or less. 
https://www.reddit.com/r/PersonalFinanceCanada/comments/1op6m6i/i_dont_understand_how_my_hoopp_pension_works/?share_id=EDJEajnKLXHBhqPJBALFN&utm_medium=ios_app&utm_name=iossmf&utm_source=share&utm_term=3 

Nov 28, 2025

18 min

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