Financial BS Podcast

Jason and Chael discuss various topics in Canadian financial services. In most episodes, Jason sends Chael a recent media item. Jason and Chael unpack the item in question, to decide what is BS and what is valid.

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Episodes

Friday Jan 02, 2026

The budgeting exercise works out surprisingly well for Chael, and we missed a big sponsorship opportunity! 

Ep 26 Chael Gets a Budget

Friday Dec 26, 2025

Friday Dec 26, 2025

Chael talks about implementing a budget here, and how much it has changed things for him. 

Ep 25 CNAB Part I

Thursday Dec 18, 2025

Thursday Dec 18, 2025

Chael delves into his history, and Jason tries to not help him feel shame. 

Friday Dec 12, 2025

Do we care about credit scores? Not as much as we care about misinformation! 
https://www.ctvnews.ca/toronto/consumer-alert/article/i-never-thought-they-were-going-to-destroy-my-credit-score-woman-shocked-her-credit-score-dropped-dramatically-over-one-unpaid-bill/

Friday Dec 05, 2025

By the end of this episode, you'll understand pensions in a way that no person could have ever fathomed understanding pensions. 

Friday Nov 28, 2025

Jason tries and fails to explain pensions in 20 minutes or less. 
https://www.reddit.com/r/PersonalFinanceCanada/comments/1op6m6i/i_dont_understand_how_my_hoopp_pension_works/?share_id=EDJEajnKLXHBhqPJBALFN&utm_medium=ios_app&utm_name=iossmf&utm_source=share&utm_term=3 

Friday Nov 21, 2025

Incentives matter. In this episode, we look at how incentives in the insurance industry are badly disconnected from regulatory outcomes. 
https://www.investmentexecutive.com/news/industry-news/fsra-fines-former-insurance-agent-and-his-corporation-for-coercion-undue-influence/ 

Ep 20 Dying to Pay Tax

Friday Nov 14, 2025

Friday Nov 14, 2025

Is Chael still the financial layperson? Not so sure after this episode. 
https://www.sootoday.com/local-news/ontario-woman-says-government-took-every-cent-of-parents-savings-11128994 
https://www.ctvnews.ca/toronto/consumer-alert/article/daughter-hit-with-660000-tax-bill-when-both-parents-died-in-same-year/

Friday Nov 07, 2025

Chael leaves as confused as he started. 
https://calgaryherald.com/business/local-business/finfluencer-alberta-securities-commission-fine

Ep 18 The Glass Cliff

Friday Oct 31, 2025

Friday Oct 31, 2025

Two men talk about women's issues. 
https://www2.gov.bc.ca/gov/content/gender-equity/pay-transparency-in-bc
https://equivision.services.gc.ca/?report=sector
The job posting we discussed is no longer live. Good luck to the person doing that job! 

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